November 5, 2025
Client Alert: Guidance on Educating Employees Turning 65 About Health Coverage Options
As employees approach age 65, it is important to provide them with clear, neutral information about their health coverage options—specifically, the choice between remaining on a company’s group health plan or enrolling in Medicare. The last quarter aligns with Medicare’s Annual Enrollment Period (October 15–December 7) and employer open enrollment. This is the right time to provide compliant, neutral materials and host educational sessions. Position the communications as balanced guidance, not a cost-savings initiative tied to older employees’ coverage decisions. Below is a summary of compliance requirements and best practices to help companies navigate this process while avoiding legal pitfalls.